OUR SERVICES
SCS has a carefully selected team of professionals working under a network of lawyers to reduce consumer debt without filing consumer proposal or credit counselling. We work with our partners in the lending world, most commonly utilizing proceeds of a mortgage to pay the creditors less than the full amount of the debt in a lump sum. Any client with collections, judgements, write-offs, liens, writs or garnishments that has a lump sum of money would benefit from this program.
BENEFITS FOR THE Client
Save money / No adverse effect to credit / Cover the cost of borrowing on the new finance / Cease collection calls / Reduce hassle / Qualify for the loan they need / Reduce risk and future interest rates
BENEFITS FOR THE LENDER
Reduce risk of foreclosure / Allow for diversification of funds / Reduces exposure per deal / Solidify an exit strategy / Ensure funds are allocated to debt
BENEFITS FOR THE Broker
Reduce LTV and TDS / Close more deals / Eliminate need to get payout statements / Make more money / Exceed client expectations / Expand industry connections
BENEFITS FOR THE REALTOR
Qualify more buyers / Turn renters into purchasers / Make more money / Exceed client expectations / Reduce debts upon closing / to keep more money for the clients next purchase